Get 2 lakh insurance for just 20 rupees, government gives security guarantee, take advantage like this

You must have heard about all the insurance policies, which offer an insurance cover of lakhs along with some premium.  If you take insurance, you can protect yourself as well as your family.  But often people cannot afford insurance due to expensive premiums.

Nowadays people are taking insurance in large numbers.  Thus many companies are offering life insurance plans.  But let us tell you that some life insurance policies are being run by the government.  In which you can avail the insurance cover at a very low price.  It is not possible to pay higher premium for poor people.  In this, the Central Government's Pradhan Mantri Suraksha Bima Yojana (PM Suraksha Bima Yojana) has emerged as a game changer.

 The Central Government had launched the Pradhan Mantri Suraksha Bima Yojana a few years ago at a very modest premium.  PMSBY is a scheme from the central government, under which the account holder gets an insurance cover of 2 lakh rupees for just 20 rupees.  Let's know about this scheme...

Know what are the conditions of PMSBY?

 People aged 18-70 years can avail the PMSBY scheme.  The annual premium of this scheme is only Rs.20.  The premium for PMSBY policy is also deducted directly from the bank account.  The bank account is linked with PMSBY while purchasing the policy.  According to the PMSBY policy, in case of accidental death or disability of the insured customer, a sum of Rs 2 lakh is paid to his dependents.

 Annual premium increased from Rs 12 to Rs 20

 Pradhan Mantri Suraksha Bima Yojana is a scheme launched by the Government of India in the year 2015.  It provides a cover of up to two lakh rupees in case of an accident.  There is an annual premium of Rs 20 from 1 June 2022 to avail it.  Before June 1, 2022, the premium was only Rs 12.  The objective of PMSBY is to provide security to the population of India, whose income is very low.

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Know how to register?

 You can apply for this policy by visiting any branch of the bank.  Bank Mitra is also delivering PMSBBY door to door.  Insurance agent can be contacted for the same.  Government insurance companies and many private insurance companies also sell these plans.